BMW The Ultimate Riding Machine

How does BMW Motorrad Shortfall work?

BMW Motorrad Shortfall pays the difference, up to the level of cover you choose, between;
- your comprehensive motor insurance settlement figure and the vehicle invoice price,
or
- your comprehensive motor insurance settlement figure and the outstanding finance amount.

Motor insurers will generally pay you the market value of your motorcycle at the time it is written off. With BMW Motorrad Shortfall you are covered for any change in value, no matter how old your motorcycle is, up to the level of cover you choose.

Benefits of BMW Motorrad Shortfall:

• Immediate cover for new and used motorcycles, with no mileage limit.
• You can tailor the level of cover to suit you. Cover levels of £5,000, £10,000 and £15,000 are available, up to a maximum of 100% of the original invoice price of your motorcycle.
• We provide cover for 2, 3 or 4 years, allowing you to choose how long you would like cover for.
• You can pay for your policy either in one payment or 12 monthly instalments (at no extra cost).
• If your motorcycle is written off or stolen in the first 12 months and you make a claim under the 'new for old' replacement motorcycle benefit of your motorcycle insurance policy, the remaining term of your Shortfall policy will be transferred to your new motorcycle. We will also pay up to £500 towards any excess you are required to pay to the motor insurer as part of your claim for the total loss (reducing to £250 thereafter).
• We also cover up to £2,000 worth of dealer fitted options.
• If you need to make a claim our experienced BMW Motorrad Protect Services team will be on hand to guide you through the claims process.

For more information on BMW Motorrad Shortfall and the options available to you, please contact your local BMW Motorrad dealership. If you need further assistance you can call BMW Motorrad Protect Services on 0845 641 9734.

Lines are open Monday to Friday 9am to 6pm.